It took some time....
I will be honest, I really did not start thinking about the need for life insurance until after the birth of my son. And to be even more honest, I really did not think about how much my family depended on me until I was a couple thousand feet on the top of Mount Katahadin in Millinocket ME. I was almost finished the "Knife Edge" when I thought, "I am doing something crazy." I would not have changed the experience for the world, but it gave me a new found respect for what I do, providing life insurance.
Live life to the fullest and enjoy every moment, but plan for the worst.